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Bankruptcy Attorney in Clemmons, NC

Are creditors harassing you?
financial struggles

Is foreclosure threatening your home?

Are you struggling to make monthly payments on your debt?

If you are struggling to make ends meet, bankruptcy may provide the relief you need.

For over 20 years the Law Offices of Chris Lane has been offering the top bankruptcy attorney services in Clemmons, NC!

Attorney Chris Lane has helped hundreds of individuals and families save their homes, avoid repossession of assets and reduce debt through the bankruptcy code. He has been helping North Carolinians for over 20 years reduce debt through short sales, loan modification, foreclosure defense, etc.

If you would like an experienced bankruptcy attorney in Clemmons, NC give Attorney Chris Lane a call today!

America is facing difficult economic realities and honest, hardworking people are being hit with substantial financial difficulties. Being a chapter 7 bankruptcy attorney and chapter 13 bankruptcy attorney, Chris Lane is here to provide relief for hardworking North Carolinians from overwhelming debt.

Bankruptcy is a scary word and at one point carried a heavy stigma, but today it is a means of obtaining a fresh financial start. Bankruptcy can be the result of a severe distressful situation such as job loss, divorce, illness, disability or business failure.

Most of the time, lenders will look at the person filing with sympathy and bankruptcy attorney Chris Lane is here to help!

Chapter 7 and Chapter 13 Bankruptcy

What is the difference between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy?

Foreclosure

While each of these bankruptcy choices provides the same purpose: To provide relief of burden of debt, the approach is different.

There are 3 major differences: Repayment of debt, length of process and protection of assets.

Repayment of debt: Chapter 13 bankruptcy involves a repayment plan where portions of your debt are repaid to the creditors. Chapter 7 bankruptcy involves no repayment and certain debts are completely eliminated.

Length of process: Chapter 13 bankruptcy has a process taking 3-5 years for repayment, while chapter 7 bankruptcy filing usually takes up to 6 months.

pennyless
Asset protection: In a chapter 13 bankruptcy case, your assets are protected. Even the assets facing possible foreclosure such as your house can be protected in this type of bankruptcy. In a chapter 7 bankruptcy case, the court can liquidate your assets is they are not protected by the bankruptcy exemptions.

If you would like more information on bankruptcy, Click Here.

There are a lot of complicated elements to filing for bankruptcy. If you feel like you need to file, but are unsure what type of bankruptcy you need, give the Law Office of Chris Lane a call today. Our bankruptcy attorney will walk through each step of the process with you and help you decide what your best option is.

Whether you're looking for a Chapter 7 bankruptcy attorney or a Chapter 13 bankruptcy attorney, the Law Office of Chris Lane can help you.

Give us a call today and allow us to help you lift the weight off your shoulders
Schedule a Free Consultation Today - Call (336) 766-0229
3802A Clemmons Rd. Clemmons, NC 27012